What is special repayment? You repay a loan in monthly installments. The so-called repayment is agreed between the lender and the borrower when the contract is concluded, for the entire term. All additional payments that occur outside of these contractual agreements and serve the early repayment of the loan are referred to as special repayments. […]

Are you in a situation where you need to buy new home appliances? One of the very big costs, when should move, is if you are going out and shopping new appliances for the home. It may also happen that you have had the same appliances in your home for a long time and that […]

What is a variable loan? The variable loan is construction financing without a fixed interest rate. Mortgage rates are adjusted regularly every 3 months to reflect the current market situation. The benchmark is the so-called three-month Good Finance. That is the interest rate at which banks borrow money. It is a model that is suitable, […]

It is very normal to borrow money. Sometimes you come across people who mean that you should not lend money to anything other than a house or a car. Sometimes, on the other hand, you may need to take out a loan for another. And there’s nothing wrong with that. It may happen that you […]

The credit card can look back on a history of more than 50 years. During this time, she has not only steadily gained acceptance, but also security. Chips and a magnetic stripe determine the image of the modern credit card today. Interesting facts about the magnetic stripe and the EMC chip The magnetic stripe marked […]

What is an Annuity Loan? The classic loan form for loans and real estate loans is the annuity loan. With this type of financing, you repay the loan amount over the entire term in constant installments. This means that you always pay back the same high loan rate to the bank every year. The installment […]

Without a home loan, it is often impossible to manage home ownership today. Banks scrutinize applicants for a building loan very closely. Various requirements are checked before the loan is granted. The banks are primarily concerned with the assessment of the default risk. What exactly does borrower expect here? With regard to income, it is […]

Credit cards, as a diverse means of payment, facilitate electronic payment and cash withdrawals when traveling. Abroad in particular, credit card help can be used to avoid unnecessary fees when withdrawing cash. The advantages of current credit card offers: Not only is cash withdrawals free of charge, but also the credit card itself. Potential fees […]